Todd Torgersen, President
Todd Torgersen has over 26 years experience in the group benefit business. After graduating from Florida State University in 1981 with a degree in business, he began a career with Blue Cross Blue Shield of Florida. After several successful years as an Account Executive and Marketing/Sales Director with Blue Cross and Blue Shield of Florida, Todd launched Combined Insurance Services in Pensacola, Florida. His business focus today, as President of Combined Insurance Services, is managing group operations for the company and handling group-specific client needs.
In addition to his degree at Florida State, Todd is recognized as a Certified Health Consultant, grading out in the top 10% nationally. He also completed the requirements for Syracuse University’s Graduate School of Sales Management and Marketing. Todd holds membership in the Florida Association of Health Underwriters and the Florida and National Associations of Insurance and Financial Advisors.
Todd is active in the community as past President of Five Flags Rotary of Pensacola and is currently a board member of the ARC Gateway Foundation. Combined Insurance Services is a corporate member of the Chamber of Commerce in Pensacola, Gulf Breeze and Milton. Todd has also participated in United Way’s Day of Caring, March of Dimes and served as a cook for Loaves & Fishes. He is an active member of Gulf Breeze United Methodist Church. He lives with his wife and two children in Gulf Breeze.
Anna Barbee Causey, Vice President
Anna Barbee Causey has over 19 years experience in the benefits field. After graduating in 1990 from the University of West Florida, Anna began her career with Principal Health Care. Upon reaching success as an Account Executive with Principal, Anna embarked on her own as an independent agent-broker and began her own business in 1997. In 2002, she merged her practice with Combined Insurance Services. As Vice President of Combined Insurance Services, Anna is responsible for her group clients and managing the operations of the Individual Benefits Department.
Anna is active in many areas of the Pensacola community. She is also a member and Vice President of the National Association of Insurance & Financial Advisors-Pensacola. She is past Chair of the Board of Directors for United Cerebral Palsy; Past President and Board member for the Ronald McDonald House; Past Board Member and current member of IMPACT 100 Pensacola Bay Area; Past President and current member of Liberty Sertoma; Past Board Member of the YMCA of Northwest Florida; Past Chair of the Speech and Hearing Board; Past President for Deaf & Hard of Hearing Services of NW FL; and Past Board Member for Grant-a-Wish Foundation. Anna is a member of the Pensacola Area Chamber of Commerce and the Class of 2001 Leadership Pensacola.
Anna and her husband, Jack, are active members of East Brent Baptist Church and enjoy spending time with family and friends. They are both avid golfers and can be found on the links in their spare time.
Courtney Peterson, Agent
Courtney is a licensed benefit representative for the firm. In his role with Combined Insurance Services, he offers consulting services for individuals and groups for benefits such as health, life, disability, dental and long-term care. He also specializes in buy-sell agreements, key-person protection and wage continuation plans for businesses.
Courtney is a life-long resident of Pensacola. He graduated from the University of West Florida with a BSBA in Finance. Before joining Combined Insurance Services he worked for four years as an accountant with a Pensacola construction firm and for two years as a Financial Representative with Northwestern Mutual Financial Network.
He is active in several organizations in Pensacola including the Pensacola Runners Association as President, past Treasurer and Past Board Member, Suburban West Rotary and Pensacola Young Professionals as Econmic Development Chair. He is also a member of the National Association of Insurance & Financial Advisors and is a graduate of Leadership Pensacola (Class of 2007). He resides in Pensacola with his wife Erin and daughter.
Heather Humphrey's, Account Executive
Heather has been part of the Combined Insurance Services team for over 4 years. Her experience includes all phases of account administration and sales support. In her role as Account Executive, she is responsible for outside service to accounts, including activities such as employee education and support to group administrators. She is licensed and also accountable for individual sales. Other responsibilities include managing the agency’s on-line enrollment systems for clients.
Prior to joining Combined Insurance Services, Heather held positions in sales and administration. Heather and her family reside in Milton.